Natural Disaster Risk in Madison

Natural Hazard Profile: Madison, Missouri

Madison, in Monroe County, is a small community of about 1,705 situated in the interior eastern United States. Its humid continental climate brings hot summers, cold winters, and collision of multiple air masses, and in particular year-round severe weather including tornadoes, ice storms, and floods. These conditions collectively define the natural hazard environment that Madison residents and property owners must navigate.

Madison's overall natural disaster risk is rated 5.1/10 (Moderate) by FEMA's National Risk Index. The threat of extreme heat dominates the local risk profile, with the area experiencing heat waves that drive heat-related illness and place significant demand on energy infrastructure. Secondary hazards include lightning and drought.

Within Missouri, Madison's risk is, slightly below the 5.9/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Monroe County identifies heat as the foremost hazard, followed by lightning and drought. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Madison residents are well-served by maintaining standard preparedness practices — an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for heat is recommended.