🌍 ClimateRiskCheck

Natural Disaster Risk in Mooresville

Missouri

4.8out of 10
Moderate Risk

Risk Summary for Mooresville

Mooresville scores 4.8/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Tornado Extreme Heat

All 18 Hazard Scores

Drought
8.0
Tornado
6.9
Extreme Heat
6.2
Landslide
6.2
Cold Wave
5.5
Tsunami
5.4
Volcanic Activity
5.1
Hail
4.9
Coastal Flooding
4.9
Wildfire
4.6
Avalanche
4.5
Lightning
4.3
Earthquake
4.0
Ice Storm
3.3
Strong Wind
3.1
Winter Weather
2.8
Hurricane
2.4
Riverine Flooding
1.0

How it compares

Mooresville
4.8
Missouri avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Mooresville, Missouri

Mooresville, in Livingston County, is a small unincorporated community situated in the interior eastern United States. Its humid continental climate brings hot summers, cold winters, and collision of multiple air masses, and in particular year-round severe weather including tornadoes, ice storms, and floods. These conditions collectively define the natural hazard environment that Mooresville residents and property owners must navigate.

Mooresville's overall natural disaster risk is rated 4.8/10 (Moderate) by FEMA's National Risk Index. The area faces significant drought exposure, where below-average precipitation over extended periods strains water resources and drives secondary hazards like wildfire and crop failure. Secondary hazards include tornado and heat.

Within Missouri, Mooresville's risk is, slightly below the 5.9/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Livingston County identifies drought as the foremost hazard, followed by tornado and heat. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Mooresville residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for drought is recommended.

What this means for Mooresville: Drought preparedness

  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.

Local Factors for Mooresville

These city-level factors differentiate Mooresville from other communities in Livingston County and provide geographic context for its hazard exposure.

Population

244

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.6/10

Coordinates

39.7460Β° N, 93.6603Β° W

Livingston County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Mooresville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Mooresville

Other cities in Missouri

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.