🌍 ClimateRiskCheck

Natural Disaster Risk in Moundville

Missouri

5.8out of 10
Moderate Risk

Risk Summary for Moundville

Moundville scores 5.8/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Extreme Heat Ice Storm

All 18 Hazard Scores

Drought
9.5
Extreme Heat
7.8
Ice Storm
7.8
Hail
6.6
Winter Weather
6.2
Cold Wave
6.2
Earthquake
5.8
Tornado
5.7
Strong Wind
5.5
Hurricane
5.4
Tsunami
5.4
Landslide
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Lightning
3.9
Wildfire
3.4
Riverine Flooding
1.0

How it compares

Moundville
5.8
Missouri avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Moundville, Missouri

Moundville, in Vernon County, is a small unincorporated community situated in the interior eastern United States. Its humid continental climate brings hot summers, cold winters, and collision of multiple air masses, and in particular year-round severe weather including tornadoes, ice storms, and floods. These conditions collectively define the natural hazard environment that Moundville residents and property owners must navigate.

Moundville's overall natural disaster risk is rated 5.8/10 (Moderate) by FEMA's National Risk Index. The area faces significant drought exposure, where below-average precipitation over extended periods strains water resources and drives secondary hazards like wildfire and crop failure. Secondary hazards include heat and ice storm.

Within Missouri, Moundville's risk is, near the 5.9/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Vernon County identifies drought as the foremost hazard, followed by heat and ice storm. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Moundville residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for drought is recommended.

What this means for Moundville: Drought preparedness

  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.

Local Factors for Moundville

These city-level factors differentiate Moundville from other communities in Vernon County and provide geographic context for its hazard exposure.

Population

490

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 37.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.4/10

Coordinates

37.7709Β° N, 94.4597Β° W

Vernon County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Moundville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Moundville

Other cities in Missouri

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.