🌍 ClimateRiskCheck

Natural Disaster Risk in Noble

Missouri

5.7out of 10
Moderate Risk

Risk Summary for Noble

Noble scores 5.7/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Extreme Heat.

Top Hazards

Extreme Heat Ice Storm Landslide

All 18 Hazard Scores

Extreme Heat
8.7
Ice Storm
8.5
Landslide
8.1
Earthquake
6.9
Wildfire
6.6
Strong Wind
6.1
Tornado
5.8
Tsunami
5.4
Hurricane
5.2
Volcanic Activity
5.1
Winter Weather
4.9
Coastal Flooding
4.9
Cold Wave
4.9
Lightning
4.7
Avalanche
4.5
Drought
3.9
Hail
2.2
Riverine Flooding
1.0

How it compares

Noble
5.7
Missouri avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Noble, Missouri

Noble, in Ozark County, is a small unincorporated community situated in the interior eastern United States. Its humid continental climate brings hot summers, cold winters, and collision of multiple air masses, and in particular year-round severe weather including tornadoes, ice storms, and floods. These conditions collectively define the natural hazard environment that Noble residents and property owners must navigate.

According to FEMA's National Risk Index, Noble carries an overall risk score of 5.7/10, placing it in the moderate category. Extreme heat is the top natural hazard concern, with summer temperatures regularly reaching dangerous thresholds that pose serious health risks, particularly for elderly and outdoor workers. The area also faces notable exposure to ice storm and landslide.

Within Missouri, Noble's risk is, near the 5.9/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Ozark County identifies heat as the foremost hazard, followed by ice storm and landslide. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Noble's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that heat exposure is adequately protected is a worthwhile step for property owners.

What this means for Noble: Extreme Heat preparedness

  • Stay hydrated and limit outdoor activity during the hottest hours when heat advisories are issued.
  • Ensure reliable air conditioning and identify nearby cooling centers for extreme heat days.
  • Check on elderly neighbors and never leave children or pets in parked vehicles.

Local Factors for Noble

These city-level factors differentiate Noble from other communities in Ozark County and provide geographic context for its hazard exposure.

Population

21

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 36.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.6/10

Coordinates

36.7319Β° N, 92.5763Β° W

Ozark County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Noble

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Noble

Other cities in Missouri

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.