🌍 ClimateRiskCheck

Natural Disaster Risk in Patterson

Missouri

6.2out of 10
High Risk

Risk Summary for Patterson

Patterson scores 6.2/10 (High risk), above the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Earthquake Landslide

All 18 Hazard Scores

Earthquake
8.7
Cold Wave
8.7
Landslide
8.6
Extreme Heat
8.5
Ice Storm
8.0
Tornado
7.4
Winter Weather
6.8
Strong Wind
6.1
Hurricane
5.7
Wildfire
5.4
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Lightning
4.8
Avalanche
4.5
Drought
4.1
Hail
3.4
Riverine Flooding
1.0

How it compares

Patterson
6.2
Missouri avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Patterson, Missouri

Located in the interior eastern United States in Wayne County, Patterson is a small community of about 770. The humid continental climate that characterizes this part of Missouri β€” marked by hot summers, cold winters, and collision of multiple air masses β€” directly influences the types and severity of natural hazards present, making Patterson a community where hazard awareness has real practical value.

FEMA rates Patterson's composite natural disaster risk at 6.2 out of 10 β€” high risk. Arctic air outbreaks are the leading natural hazard, with temperature plunges to dangerous lows capable of causing hypothermia and widespread infrastructure failures. Residents should also account for earthquake and landslide risk in their preparedness planning.

Relative to other U.S. communities, Patterson's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.9/10 state average. The hazard distribution here is led by cold wave and earthquake, as measured by FEMA across Wayne County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Patterson residents benefit from taking preparedness seriously. Reviewing insurance coverage for cold wave and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Patterson: Cold Wave preparedness

  • Keep emergency heat and supplies ready in case of cold-related power outages.
  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.
  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.

Local Factors for Patterson

These city-level factors differentiate Patterson from other communities in Wayne County and provide geographic context for its hazard exposure.

Population

770

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 37.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.4/10

Coordinates

37.2174Β° N, 90.5166Β° W

Wayne County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Patterson

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Patterson

Other cities in Missouri

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.