🌍 ClimateRiskCheck

Natural Disaster Risk in Patton

Missouri

5.2out of 10
Moderate Risk

Risk Summary for Patton

Patton scores 5.2/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Earthquake.

Top Hazards

Earthquake Landslide Ice Storm

All 18 Hazard Scores

Earthquake
8.1
Landslide
7.4
Ice Storm
6.9
Extreme Heat
6.1
Tornado
5.9
Strong Wind
5.7
Tsunami
5.4
Winter Weather
5.2
Volcanic Activity
5.1
Hurricane
4.9
Coastal Flooding
4.9
Drought
4.7
Cold Wave
4.7
Avalanche
4.5
Wildfire
3.2
Hail
3.2
Lightning
2.8
Riverine Flooding
1.0

How it compares

Patton
5.2
Missouri avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Patton, Missouri

Patton is a small community of about 536 in Bollinger County, in the interior eastern United States. The area experiences hot summers, cold winters, and collision of multiple air masses, with year-round severe weather including tornadoes, ice storms, and floods shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Patton.

According to FEMA's National Risk Index, Patton carries an overall risk score of 5.2/10, placing it in the moderate category. Earthquake risk stands out in the local hazard profile, driven by proximity to fault systems with a history of significant ground movement. The area also faces notable exposure to landslide and ice storm.

Patton's risk score, slightly below the 5.9/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Bollinger County, the highest-scoring are earthquake, landslide, and ice storm. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Patton's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that earthquake exposure is adequately protected is a worthwhile step for property owners.

What this means for Patton: Earthquake preparedness

  • Standard homeowners insurance excludes earthquake damage β€” a separate earthquake policy or endorsement is needed.
  • Secure heavy furniture, water heaters, and shelving to wall studs to reduce injury and damage during shaking.
  • Identify "drop, cover, and hold on" spots in each room and keep an emergency kit with water for at least 72 hours.

Local Factors for Patton

These city-level factors differentiate Patton from other communities in Bollinger County and provide geographic context for its hazard exposure.

Population

536

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 37.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.2/10

Coordinates

37.5378Β° N, 90.0532Β° W

Bollinger County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Patton

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Patton

Other cities in Missouri

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.