🌍 ClimateRiskCheck

Natural Disaster Risk in Reynolds County

Missouri

5.3out of 10
Moderate Risk

Risk Summary for Reynolds County

Reynolds County scores 5.3/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Extreme Heat Landslide

All 18 Hazard Scores

Cold Wave
9.6
Extreme Heat
8.7
Landslide
8.7
Earthquake
7.6
Wildfire
5.5
Tsunami
5.4
Volcanic Activity
5.1
Tornado
5.0
Hurricane
5.0
Coastal Flooding
4.9
Avalanche
4.5
Winter Weather
4.3
Ice Storm
4.3
Strong Wind
3.4
Lightning
3.2
Hail
2.6
Drought
2.6
Riverine Flooding
1.0

How it compares

Reynolds County
5.3
Missouri avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Reynolds County, Missouri

Reynolds County is located in the United States in Missouri, home to roughly 6,069 residents. The county experiences hot summers, cold winters, and collision of multiple air masses, with year-round severe weather including tornadoes, ice storms, and floods shaping the natural hazards faced by its communities. FEMA assesses risk at this county level, providing the baseline for every city and ZIP code within its boundaries.

According to FEMA's National Risk Index, Reynolds County carries an overall risk score of 5.3/10, placing it in the moderate category. Extreme cold snaps top the local risk profile, with Arctic front passages causing rapid and severe temperature drops that challenge both infrastructure and outdoor safety. The area also faces notable exposure to heat and landslide.

Reynolds County's risk score, slightly below the 5.9/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Reynolds County, the highest-scoring are cold wave, heat, and landslide. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Reynolds County residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for cold wave is recommended.

What this means for Reynolds County: Cold Wave preparedness

  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.
  • Keep emergency heat and supplies ready in case of cold-related power outages.
  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.

Cities in Reynolds County

ZIP codes in Reynolds County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.