🌍 ClimateRiskCheck

Natural Disaster Risk in Centerville

Missouri

5.3out of 10
Moderate Risk

Risk Summary for Centerville

Centerville scores 5.3/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Extreme Heat Landslide

All 18 Hazard Scores

Cold Wave
9.6
Extreme Heat
8.7
Landslide
8.7
Earthquake
7.6
Wildfire
5.5
Tsunami
5.4
Volcanic Activity
5.1
Tornado
5.0
Hurricane
5.0
Coastal Flooding
4.9
Avalanche
4.5
Winter Weather
4.3
Ice Storm
4.3
Strong Wind
3.4
Lightning
3.2
Hail
2.6
Drought
2.6
Riverine Flooding
1.0

How it compares

Centerville
5.3
Missouri avg.
5.9
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Centerville, Missouri

Located in the interior eastern United States in Reynolds County, Centerville is a small community of about 775. The humid continental climate that characterizes this part of Missouri β€” marked by hot summers, cold winters, and collision of multiple air masses β€” directly influences the types and severity of natural hazards present, making Centerville a community where hazard awareness has real practical value.

FEMA rates Centerville's composite natural disaster risk at 5.3 out of 10 β€” moderate risk. Arctic air outbreaks are the leading natural hazard, with temperature plunges to dangerous lows capable of causing hypothermia and widespread infrastructure failures. Residents should also account for heat and landslide risk in their preparedness planning.

Relative to other U.S. communities, Centerville's natural disaster risk is above the U.S. national average of 4.5/10, slightly below the 5.9/10 state average. The hazard distribution here is led by cold wave and heat, as measured by FEMA across Reynolds County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Centerville residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for cold wave is recommended.

What this means for Centerville: Cold Wave preparedness

  • Keep emergency heat and supplies ready in case of cold-related power outages.
  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.
  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.

Local Factors for Centerville

These city-level factors differentiate Centerville from other communities in Reynolds County and provide geographic context for its hazard exposure.

Population

775

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 37.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.5/10

Coordinates

37.4199Β° N, 91.0108Β° W

Reynolds County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Centerville

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Centerville

Other cities in Missouri

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.