🌍 ClimateRiskCheck

Natural Disaster Risk in Rhineland

Missouri

5.6out of 10
Moderate Risk

Risk Summary for Rhineland

Rhineland scores 5.6/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Extreme Heat.

Top Hazards

Extreme Heat Landslide Earthquake

All 18 Hazard Scores

Extreme Heat
8.9
Landslide
8.6
Earthquake
7.3
Hail
6.7
Ice Storm
6.4
Drought
6.3
Tsunami
5.4
Wildfire
5.1
Volcanic Activity
5.1
Lightning
4.9
Coastal Flooding
4.9
Cold Wave
4.8
Hurricane
4.7
Avalanche
4.5
Strong Wind
4.2
Tornado
4.1
Winter Weather
3.6
Riverine Flooding
1.0

How it compares

Rhineland
5.6
Missouri avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Rhineland, Missouri

Rhineland is a small community of about 511 in Montgomery County, in the interior eastern United States. The area experiences hot summers, cold winters, and collision of multiple air masses, with year-round severe weather including tornadoes, ice storms, and floods shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Rhineland.

FEMA rates Rhineland's composite natural disaster risk at 5.6 out of 10 β€” moderate risk. The threat of extreme heat dominates the local risk profile, with the area experiencing heat waves that drive heat-related illness and place significant demand on energy infrastructure. Residents should also account for landslide and earthquake risk in their preparedness planning.

Rhineland's risk score, near the 5.9/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Montgomery County, the highest-scoring are heat, landslide, and earthquake. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Rhineland residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for heat is recommended.

What this means for Rhineland: Extreme Heat preparedness

  • Ensure reliable air conditioning and identify nearby cooling centers for extreme heat days.
  • Check on elderly neighbors and never leave children or pets in parked vehicles.
  • Stay hydrated and limit outdoor activity during the hottest hours when heat advisories are issued.

Local Factors for Rhineland

These city-level factors differentiate Rhineland from other communities in Montgomery County and provide geographic context for its hazard exposure.

Population

511

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.1/10

Coordinates

38.7557Β° N, 91.5966Β° W

Montgomery County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Rhineland

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Rhineland

Other cities in Missouri

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.