🌍 ClimateRiskCheck

Natural Disaster Risk in Scott County

Missouri

6.8out of 10
High Risk

Risk Summary for Scott County

Scott County scores 6.8/10 (High risk), above the U.S. average of 4.5. The leading hazard is Earthquake.

Top Hazards

Earthquake Ice Storm Tornado

All 18 Hazard Scores

Earthquake
9.7
Ice Storm
9.3
Tornado
9.1
Strong Wind
8.9
Extreme Heat
8.7
Winter Weather
8.4
Drought
7.8
Cold Wave
7.2
Lightning
6.7
Hail
6.2
Landslide
6.1
Hurricane
6.0
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Wildfire
2.2
Riverine Flooding
1.0

How it compares

Scott County
6.8
Missouri avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Scott County, Missouri

Situated in the United States, Scott County in Missouri experiences a humid continental climate marked by hot summers, cold winters, and collision of multiple air masses. Year-round severe weather including tornadoes, ice storms, and floods is a defining feature of the regional hazard profile that affects residents and property owners countywide.

FEMA rates Scott County's composite natural disaster risk at 6.8 out of 10 β€” high risk. Seismic activity is the dominant hazard, with the community situated in or near an active tectonic zone capable of producing damaging ground shaking. Residents should also account for ice storm and tornado risk in their preparedness planning.

Relative to other U.S. communities, Scott County's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 5.9/10 state average. The hazard distribution here is led by earthquake and ice storm, as measured by FEMA across Scott County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Scott County residents benefit from taking preparedness seriously. Reviewing insurance coverage for earthquake and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Scott County: Earthquake preparedness

  • Secure heavy furniture, water heaters, and shelving to wall studs to reduce injury and damage during shaking.
  • Identify "drop, cover, and hold on" spots in each room and keep an emergency kit with water for at least 72 hours.
  • Standard homeowners insurance excludes earthquake damage β€” a separate earthquake policy or endorsement is needed.

Cities in Scott County

ZIP codes in Scott County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.