🌍 ClimateRiskCheck

Natural Disaster Risk in Benton

Missouri

6.8out of 10
High Risk

Risk Summary for Benton

Benton scores 6.8/10 (High risk), above the U.S. average of 4.5. The leading hazard is Earthquake.

Top Hazards

Earthquake Ice Storm Tornado

All 18 Hazard Scores

Earthquake
9.7
Ice Storm
9.3
Tornado
9.1
Strong Wind
8.9
Extreme Heat
8.7
Winter Weather
8.4
Drought
7.8
Cold Wave
7.2
Lightning
6.7
Hail
6.2
Landslide
6.1
Hurricane
6.0
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Wildfire
2.2
Riverine Flooding
1.0

How it compares

Benton
6.8
Missouri avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Benton, Missouri

Located in the interior eastern United States in Scott County, Benton is a town of roughly 3,755 residents. The humid continental climate that characterizes this part of Missouri β€” marked by hot summers, cold winters, and collision of multiple air masses β€” directly influences the types and severity of natural hazards present, making Benton a community where hazard awareness has real practical value.

FEMA rates Benton's composite natural disaster risk at 6.8 out of 10 β€” high risk. Seismic activity is the dominant hazard, with the community situated in or near an active tectonic zone capable of producing damaging ground shaking. Residents should also account for ice storm and tornado risk in their preparedness planning.

Relative to other U.S. communities, Benton's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 5.9/10 state average. The hazard distribution here is led by earthquake and ice storm, as measured by FEMA across Scott County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Benton residents benefit from taking preparedness seriously. Reviewing insurance coverage for earthquake and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Benton: Earthquake preparedness

  • Secure heavy furniture, water heaters, and shelving to wall studs to reduce injury and damage during shaking.
  • Identify "drop, cover, and hold on" spots in each room and keep an emergency kit with water for at least 72 hours.
  • Standard homeowners insurance excludes earthquake damage β€” a separate earthquake policy or endorsement is needed.

Local Factors for Benton

These city-level factors differentiate Benton from other communities in Scott County and provide geographic context for its hazard exposure.

Population

3,755

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 37.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.2/10

Coordinates

37.0803Β° N, 89.5207Β° W

Scott County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Benton

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Benton

Other cities in Missouri

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.