🌍 ClimateRiskCheck

Natural Disaster Risk in Smithton

Missouri

6.6out of 10
High Risk

Risk Summary for Smithton

Smithton scores 6.6/10 (High risk), above the U.S. average of 4.5. The leading hazard is Extreme Heat.

Top Hazards

Extreme Heat Tornado Cold Wave

All 18 Hazard Scores

Extreme Heat
9.0
Tornado
8.3
Cold Wave
8.1
Drought
7.9
Winter Weather
7.6
Hail
7.4
Earthquake
7.3
Strong Wind
7.2
Ice Storm
7.0
Landslide
6.7
Wildfire
5.8
Tsunami
5.4
Lightning
5.3
Hurricane
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Riverine Flooding
1.0

How it compares

Smithton
6.6
Missouri avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Smithton, Missouri

Smithton, in Pettis County, is a small community of about 1,455 situated in the interior eastern United States. Its humid continental climate brings hot summers, cold winters, and collision of multiple air masses, and in particular year-round severe weather including tornadoes, ice storms, and floods. These conditions collectively define the natural hazard environment that Smithton residents and property owners must navigate.

According to FEMA's National Risk Index, Smithton carries an overall risk score of 6.6/10, placing it in the high category. Extreme heat is the top natural hazard concern, with summer temperatures regularly reaching dangerous thresholds that pose serious health risks, particularly for elderly and outdoor workers. The area also faces notable exposure to tornado and cold wave.

Within Missouri, Smithton's risk is, slightly above the 5.9/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Pettis County identifies heat as the foremost hazard, followed by tornado and cold wave. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Smithton residents benefit from taking preparedness seriously. Reviewing insurance coverage for heat and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Smithton: Extreme Heat preparedness

  • Stay hydrated and limit outdoor activity during the hottest hours when heat advisories are issued.
  • Ensure reliable air conditioning and identify nearby cooling centers for extreme heat days.
  • Check on elderly neighbors and never leave children or pets in parked vehicles.

Local Factors for Smithton

These city-level factors differentiate Smithton from other communities in Pettis County and provide geographic context for its hazard exposure.

Population

1,455

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.8/10

Coordinates

38.6556Β° N, 93.1004Β° W

Pettis County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Smithton

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Smithton

Other cities in Missouri

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.