🌍 ClimateRiskCheck

Natural Disaster Risk in Steelville

Missouri

6.2out of 10
High Risk

Risk Summary for Steelville

Steelville scores 6.2/10 (High risk), above the U.S. average of 4.5. The leading hazard is Extreme Heat.

Top Hazards

Extreme Heat Cold Wave Ice Storm

All 18 Hazard Scores

Extreme Heat
8.9
Cold Wave
8.7
Ice Storm
8.5
Earthquake
8.2
Landslide
7.7
Strong Wind
6.6
Winter Weather
6.1
Wildfire
5.9
Tornado
5.9
Hail
5.7
Tsunami
5.4
Hurricane
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Lightning
4.7
Avalanche
4.5
Drought
3.5
Riverine Flooding
1.0

How it compares

Steelville
6.2
Missouri avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Steelville, Missouri

Located in the interior eastern United States in Crawford County, Steelville is a town of roughly 4,845 residents. The humid continental climate that characterizes this part of Missouri β€” marked by hot summers, cold winters, and collision of multiple air masses β€” directly influences the types and severity of natural hazards present, making Steelville a community where hazard awareness has real practical value.

Steelville's overall natural disaster risk is rated 6.2/10 (High) by FEMA's National Risk Index. Heat wave risk stands out as the primary natural hazard here, with above-average summer temperatures amplified by urban heat island effects in developed areas. Secondary hazards include cold wave and ice storm.

Relative to other U.S. communities, Steelville's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.9/10 state average. The hazard distribution here is led by heat and cold wave, as measured by FEMA across Crawford County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Steelville's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Steelville: Extreme Heat preparedness

  • Check on elderly neighbors and never leave children or pets in parked vehicles.
  • Stay hydrated and limit outdoor activity during the hottest hours when heat advisories are issued.
  • Ensure reliable air conditioning and identify nearby cooling centers for extreme heat days.

Local Factors for Steelville

These city-level factors differentiate Steelville from other communities in Crawford County and provide geographic context for its hazard exposure.

Population

4,845

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 37.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.9/10

Coordinates

37.9057Β° N, 91.2384Β° W

Crawford County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Steelville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Steelville

Other cities in Missouri

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.