Natural Disaster Risk in Stewartsville

Natural Hazard Profile: Stewartsville, Missouri

Stewartsville is a small community of about 1,939 in Clinton County, in the interior eastern United States. The area experiences hot summers, cold winters, and collision of multiple air masses, with year-round severe weather including tornadoes, ice storms, and floods shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Stewartsville.

According to FEMA's National Risk Index, Stewartsville carries an overall risk score of 5.6/10, placing it in the moderate category. Hail is the primary natural disaster concern, with severe storms delivering baseball-sized or larger hailstones that cause significant insured losses each year. The area also faces notable exposure to tornado and cold wave.

Stewartsville's risk score, near the 5.9/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Clinton County, the highest-scoring are hail, tornado, and cold wave. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Stewartsville residents are well-served by maintaining standard preparedness practices — an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hail is recommended.