🌍 ClimateRiskCheck

Natural Disaster Risk in Sturgeon

Missouri

7.5out of 10
High Risk

Risk Summary for Sturgeon

Sturgeon scores 7.5/10 (High risk), above the U.S. average of 4.5. The leading hazard is Extreme Heat.

Top Hazards

Extreme Heat Lightning Tornado

All 18 Hazard Scores

Extreme Heat
9.5
Tornado
9.3
Winter Weather
9.3
Lightning
9.3
Strong Wind
9.2
Landslide
9.0
Earthquake
8.9
Ice Storm
8.9
Cold Wave
8.3
Hail
7.5
Wildfire
7.4
Drought
5.6
Tsunami
5.4
Volcanic Activity
5.1
Hurricane
5.0
Coastal Flooding
4.9
Avalanche
4.5
Riverine Flooding
1.0

How it compares

Sturgeon
7.5
Missouri avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Sturgeon, Missouri

Sturgeon, in Boone County, is a small community of about 2,316 situated in the interior eastern United States. Its humid continental climate brings hot summers, cold winters, and collision of multiple air masses, and in particular year-round severe weather including tornadoes, ice storms, and floods. These conditions collectively define the natural hazard environment that Sturgeon residents and property owners must navigate.

Sturgeon's overall natural disaster risk is rated 7.5/10 (High) by FEMA's National Risk Index. The threat of extreme heat dominates the local risk profile, with the area experiencing heat waves that drive heat-related illness and place significant demand on energy infrastructure. Secondary hazards include lightning and tornado.

Within Missouri, Sturgeon's risk is, considerably above the 5.9/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Boone County identifies heat as the foremost hazard, followed by lightning and tornado. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Sturgeon's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Sturgeon: Extreme Heat preparedness

  • Stay hydrated and limit outdoor activity during the hottest hours when heat advisories are issued.
  • Ensure reliable air conditioning and identify nearby cooling centers for extreme heat days.
  • Check on elderly neighbors and never leave children or pets in parked vehicles.

Local Factors for Sturgeon

These city-level factors differentiate Sturgeon from other communities in Boone County and provide geographic context for its hazard exposure.

Population

2,316

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.4/10

Coordinates

39.1966Β° N, 92.3036Β° W

Boone County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Sturgeon

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Sturgeon

Other cities in Missouri

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.