Natural Disaster Risk in Trimble
Missouri
Risk Summary for Trimble
Trimble scores 5.6/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hail.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Trimble, Missouri
Located in the interior eastern United States in Clinton County, Trimble is a small community of about 1,713. The humid continental climate that characterizes this part of Missouri β marked by hot summers, cold winters, and collision of multiple air masses β directly influences the types and severity of natural hazards present, making Trimble a community where hazard awareness has real practical value.
Trimble's overall natural disaster risk is rated 5.6/10 (Moderate) by FEMA's National Risk Index. Hail is the primary natural disaster concern, with severe storms delivering baseball-sized or larger hailstones that cause significant insured losses each year. Secondary hazards include tornado and cold wave.
Relative to other U.S. communities, Trimble's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.9/10 state average. The hazard distribution here is led by hail and tornado, as measured by FEMA across Clinton County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
With a moderate risk rating, Trimble residents are well-served by maintaining standard preparedness practices β an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hail is recommended.
What this means for Trimble: Hail preparedness
- Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
- Document roof and property condition annually to streamline any future hail claims.
- Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
Local Factors for Trimble
These city-level factors differentiate Trimble from other communities in Clinton County and provide geographic context for its hazard exposure.
Population
1,713
Small TownGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Moderate Continental
Latitude 39.5Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate β seasonal fire risk
Fire score: 7.0/10
Coordinates
39.4807Β° N, 94.5336Β° W
Clinton County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Trimble
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Trimble
Other cities in Missouri
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.