Natural Disaster Risk in Troy

Natural Hazard Profile: Troy, Missouri

Located in the interior eastern United States in Lincoln County, Troy is a city of approximately 27,731 residents. The humid continental climate that characterizes this part of Missouri — marked by hot summers, cold winters, and collision of multiple air masses — directly influences the types and severity of natural hazards present, making Troy a community where hazard awareness has real practical value.

Troy's overall natural disaster risk is rated 6.5/10 (High) by FEMA's National Risk Index. Heat wave risk stands out as the primary natural hazard here, with above-average summer temperatures amplified by urban heat island effects in developed areas. Secondary hazards include landslide and wind.

Relative to other U.S. communities, Troy's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.9/10 state average. The hazard distribution here is led by heat and landslide, as measured by FEMA across Lincoln County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Troy residents benefit from taking preparedness seriously. Reviewing insurance coverage for heat and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.