🌍 ClimateRiskCheck

Natural Disaster Risk in Unionville

Missouri

4.6out of 10
Moderate Risk

Risk Summary for Unionville

Unionville scores 4.6/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Drought Extreme Heat

All 18 Hazard Scores

Landslide
8.9
Drought
7.5
Extreme Heat
5.4
Tsunami
5.4
Volcanic Activity
5.1
Tornado
5.0
Coastal Flooding
4.9
Wildfire
4.8
Hail
4.7
Avalanche
4.5
Hurricane
4.1
Cold Wave
3.9
Strong Wind
3.4
Lightning
3.3
Earthquake
2.9
Ice Storm
2.5
Winter Weather
2.1
Riverine Flooding
1.0

How it compares

Unionville
4.6
Missouri avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Unionville, Missouri

Located in the interior eastern United States in Putnam County, Unionville is a town of roughly 3,965 residents. The humid continental climate that characterizes this part of Missouri β€” marked by hot summers, cold winters, and collision of multiple air masses β€” directly influences the types and severity of natural hazards present, making Unionville a community where hazard awareness has real practical value.

Unionville's overall natural disaster risk is rated 4.6/10 (Moderate) by FEMA's National Risk Index. Slope instability and debris flows are the primary natural hazard, driven by a combination of local geology, precipitation intensity, and terrain that creates susceptibility to failure. Secondary hazards include drought and heat.

Relative to other U.S. communities, Unionville's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.9/10 state average. The hazard distribution here is led by landslide and drought, as measured by FEMA across Putnam County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Unionville residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for landslide is recommended.

What this means for Unionville: Landslide preparedness

  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.

Local Factors for Unionville

These city-level factors differentiate Unionville from other communities in Putnam County and provide geographic context for its hazard exposure.

Population

3,965

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.8/10

Coordinates

40.4826Β° N, 92.9545Β° W

Putnam County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Unionville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Unionville

Other cities in Missouri

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.