🌍 ClimateRiskCheck

Natural Disaster Risk in Washington

Missouri

7.1out of 10
High Risk

Risk Summary for Washington

Washington scores 7.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Extreme Heat.

Top Hazards

Extreme Heat Strong Wind Earthquake

All 18 Hazard Scores

Strong Wind
9.5
Extreme Heat
9.5
Earthquake
9.1
Hail
9.0
Landslide
9.0
Tornado
8.8
Ice Storm
8.2
Cold Wave
7.8
Winter Weather
7.2
Lightning
7.2
Wildfire
7.1
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Hurricane
4.5
Avalanche
4.5
Drought
3.9
Riverine Flooding
1.0

How it compares

Washington
7.1
Missouri avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Washington, Missouri

Washington is a city of approximately 23,258 residents in Franklin County, in the interior eastern United States. The area experiences hot summers, cold winters, and collision of multiple air masses, with year-round severe weather including tornadoes, ice storms, and floods shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Washington.

FEMA rates Washington's composite natural disaster risk at 7.1 out of 10 β€” high risk. The threat of extreme heat dominates the local risk profile, with the area experiencing heat waves that drive heat-related illness and place significant demand on energy infrastructure. Residents should also account for wind and earthquake risk in their preparedness planning.

Washington's risk score, slightly above the 5.9/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Franklin County, the highest-scoring are heat, wind, and earthquake. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, Washington residents benefit from taking preparedness seriously. Reviewing insurance coverage for heat and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Washington: Extreme Heat preparedness

  • Ensure reliable air conditioning and identify nearby cooling centers for extreme heat days.
  • Check on elderly neighbors and never leave children or pets in parked vehicles.
  • Stay hydrated and limit outdoor activity during the hottest hours when heat advisories are issued.

Local Factors for Washington

These city-level factors differentiate Washington from other communities in Franklin County and provide geographic context for its hazard exposure.

Population

23,258

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.1/10

Coordinates

38.5318Β° N, 91.0505Β° W

Franklin County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Washington

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Washington

Other cities in Missouri

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.