🌍 ClimateRiskCheck

Natural Disaster Risk in Wellsville

Missouri

5.6out of 10
Moderate Risk

Risk Summary for Wellsville

Wellsville scores 5.6/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Extreme Heat.

Top Hazards

Extreme Heat Landslide Earthquake

All 18 Hazard Scores

Extreme Heat
8.9
Landslide
8.6
Earthquake
7.3
Hail
6.7
Ice Storm
6.4
Drought
6.3
Tsunami
5.4
Wildfire
5.1
Volcanic Activity
5.1
Lightning
4.9
Coastal Flooding
4.9
Cold Wave
4.8
Hurricane
4.7
Avalanche
4.5
Strong Wind
4.2
Tornado
4.1
Winter Weather
3.6
Riverine Flooding
1.0

How it compares

Wellsville
5.6
Missouri avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Wellsville, Missouri

Wellsville is a small community of about 2,049 in Montgomery County, in the interior eastern United States. The area experiences hot summers, cold winters, and collision of multiple air masses, with year-round severe weather including tornadoes, ice storms, and floods shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Wellsville.

According to FEMA's National Risk Index, Wellsville carries an overall risk score of 5.6/10, placing it in the moderate category. Heat wave risk stands out as the primary natural hazard here, with above-average summer temperatures amplified by urban heat island effects in developed areas. The area also faces notable exposure to landslide and earthquake.

Wellsville's risk score, near the 5.9/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Montgomery County, the highest-scoring are heat, landslide, and earthquake. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Wellsville residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for heat is recommended.

What this means for Wellsville: Extreme Heat preparedness

  • Ensure reliable air conditioning and identify nearby cooling centers for extreme heat days.
  • Check on elderly neighbors and never leave children or pets in parked vehicles.
  • Stay hydrated and limit outdoor activity during the hottest hours when heat advisories are issued.

Local Factors for Wellsville

These city-level factors differentiate Wellsville from other communities in Montgomery County and provide geographic context for its hazard exposure.

Population

2,049

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.1/10

Coordinates

39.0868Β° N, 91.5635Β° W

Montgomery County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Wellsville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Wellsville

Other cities in Missouri

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.