🌍 ClimateRiskCheck

Natural Disaster Risk in Windsor

Missouri

6.3out of 10
High Risk

Risk Summary for Windsor

Windsor scores 6.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Drought Strong Wind

All 18 Hazard Scores

Ice Storm
8.3
Drought
8.1
Strong Wind
7.6
Extreme Heat
7.4
Hail
7.3
Winter Weather
6.8
Tornado
6.7
Cold Wave
6.5
Earthquake
6.4
Lightning
6.3
Landslide
6.1
Tsunami
5.4
Hurricane
5.2
Wildfire
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Riverine Flooding
1.0

How it compares

Windsor
6.3
Missouri avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Windsor, Missouri

Located in the interior eastern United States in Henry County, Windsor is a town of roughly 4,586 residents. The humid continental climate that characterizes this part of Missouri β€” marked by hot summers, cold winters, and collision of multiple air masses β€” directly influences the types and severity of natural hazards present, making Windsor a community where hazard awareness has real practical value.

FEMA rates Windsor's composite natural disaster risk at 6.3 out of 10 β€” high risk. Ice storm risk tops the local winter hazard profile, with freezing rain events capable of coating roads, trees, and power lines with ice that causes widespread outages and dangerous travel conditions. Residents should also account for drought and wind risk in their preparedness planning.

Relative to other U.S. communities, Windsor's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.9/10 state average. The hazard distribution here is led by ice storm and drought, as measured by FEMA across Henry County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Windsor residents benefit from taking preparedness seriously. Reviewing insurance coverage for ice storm and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Windsor: Ice Storm preparedness

  • Keep walkways treated and avoid travel during freezing-rain events.
  • Have a backup heat source and charged devices ready before winter storms arrive.
  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.

Local Factors for Windsor

These city-level factors differentiate Windsor from other communities in Henry County and provide geographic context for its hazard exposure.

Population

4,586

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.1/10

Coordinates

38.5199Β° N, 93.5133Β° W

Henry County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Windsor

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Windsor

Other cities in Missouri

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.