🌍 ClimateRiskCheck

Natural Disaster Risk in Absarokee

Montana

4.8out of 10
Moderate Risk

Risk Summary for Absarokee

Absarokee scores 4.8/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Volcanic Activity Wildfire

All 18 Hazard Scores

Avalanche
9.3
Volcanic Activity
9.2
Wildfire
8.9
Landslide
6.2
Winter Weather
5.8
Tsunami
5.4
Cold Wave
5.0
Coastal Flooding
4.9
Lightning
4.7
Earthquake
4.2
Hail
3.8
Drought
3.5
Extreme Heat
2.6
Hurricane
2.4
Ice Storm
2.1
Tornado
1.8
Strong Wind
1.8
Riverine Flooding
1.0

How it compares

Absarokee
4.8
Montana avg.
4.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Absarokee, Montana

Absarokee is a small community of about 1,409 in Stillwater County, in the northern tier of the continental United States. The area experiences cold winters, dry summers, and extreme temperature swings, with rapid chinook wind events and spring flooding shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Absarokee.

FEMA rates Absarokee's composite natural disaster risk at 4.8 out of 10 β€” moderate risk. Snow avalanche exposure tops the local risk profile, with the area's mountain setting and annual snowfall loading producing regular avalanche cycles on steep slopes. Residents should also account for volcano and wildfire risk in their preparedness planning.

Absarokee's risk score, near the 4.9/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Stillwater County, the highest-scoring are avalanche, volcano, and wildfire. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Absarokee's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that avalanche exposure is adequately protected is a worthwhile step for property owners.

What this means for Absarokee: Avalanche preparedness

  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.

Local Factors for Absarokee

These city-level factors differentiate Absarokee from other communities in Stillwater County and provide geographic context for its hazard exposure.

Population

1,409

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 45.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 8.9/10

Coordinates

45.5295Β° N, 109.5402Β° W

Stillwater County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Absarokee

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Absarokee

Other cities in Montana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.