🌍 ClimateRiskCheck

Natural Disaster Risk in Bainville

Montana

5.4out of 10
Moderate Risk

Risk Summary for Bainville

Bainville scores 5.4/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Winter Weather Strong Wind

All 18 Hazard Scores

Cold Wave
9.6
Winter Weather
9.2
Strong Wind
8.5
Wildfire
7.6
Hail
6.3
Extreme Heat
5.5
Tsunami
5.4
Volcanic Activity
5.1
Ice Storm
5.0
Drought
4.9
Coastal Flooding
4.9
Avalanche
4.5
Tornado
4.1
Lightning
3.4
Landslide
3.3
Earthquake
2.6
Hurricane
2.4
Riverine Flooding
1.0

How it compares

Bainville
5.4
Montana avg.
4.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Bainville, Montana

Bainville, in Roosevelt County, is a small community of about 603 situated in the northern tier of the continental United States. Its semi-arid climate brings cold winters, dry summers, and extreme temperature swings, and in particular rapid chinook wind events and spring flooding. These conditions collectively define the natural hazard environment that Bainville residents and property owners must navigate.

Bainville's overall natural disaster risk is rated 5.4/10 (Moderate) by FEMA's National Risk Index. Cold wave events are the primary hazard risk, driven by periodic invasions of Arctic air that drive wind chills to life-threatening levels and stress heating systems. Secondary hazards include winter and wind.

Within Montana, Bainville's risk is, slightly above the 4.9/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Roosevelt County identifies cold wave as the foremost hazard, followed by winter and wind. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Bainville residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for cold wave is recommended.

What this means for Bainville: Cold Wave preparedness

  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.
  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.
  • Keep emergency heat and supplies ready in case of cold-related power outages.

Local Factors for Bainville

These city-level factors differentiate Bainville from other communities in Roosevelt County and provide geographic context for its hazard exposure.

Population

603

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Northern Continental

Latitude 48.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 7.6/10

Coordinates

48.1923Β° N, 104.1697Β° W

Roosevelt County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Bainville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Bainville

Other cities in Montana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.