🌍 ClimateRiskCheck

Natural Disaster Risk in Bighorn

Montana

3.1out of 10
Low Risk

Risk Summary for Bighorn

Bighorn scores 3.1/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Tsunami Volcanic Activity

All 18 Hazard Scores

Wildfire
6.8
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Drought
3.6
Cold Wave
2.8
Landslide
2.6
Hurricane
2.4
Winter Weather
2.3
Hail
1.9
Extreme Heat
1.9
Lightning
1.7
Ice Storm
1.7
Earthquake
1.5
Strong Wind
1.5
Tornado
1.4
Riverine Flooding
1.0

How it compares

Bighorn
3.1
Montana avg.
4.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Bighorn, Montana

Located in the northern tier of the continental United States in Treasure County, Bighorn is a small unincorporated community. The semi-arid climate that characterizes this part of Montana β€” marked by cold winters, dry summers, and extreme temperature swings β€” directly influences the types and severity of natural hazards present, making Bighorn a community where hazard awareness has real practical value.

FEMA rates Bighorn's composite natural disaster risk at 3.1 out of 10 β€” low risk. Wildfire is the primary natural hazard, driven by dry seasonal conditions, fire-prone vegetation, and the wind patterns that can spread flames rapidly across the landscape. Residents should also account for tsunami and volcano risk in their preparedness planning.

Relative to other U.S. communities, Bighorn's natural disaster risk is below the U.S. national average of 4.5/10, considerably below the 4.9/10 state average. The hazard distribution here is led by wildfire and tsunami, as measured by FEMA across Treasure County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Bighorn carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β€” wildfire β€” warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.

What this means for Bighorn: Wildfire preparedness

  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.

Local Factors for Bighorn

These city-level factors differentiate Bighorn from other communities in Treasure County and provide geographic context for its hazard exposure.

Population

220

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 46.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” summer fire risk

Fire score: 6.8/10

Coordinates

45.9751Β° N, 107.3037Β° W

Treasure County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Bighorn

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Bighorn

Other cities in Montana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.