🌍 ClimateRiskCheck

Natural Disaster Risk in Boyes

Montana

4.0out of 10
Moderate Risk

Risk Summary for Boyes

Boyes scores 4.0/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Avalanche Tsunami

All 18 Hazard Scores

Wildfire
8.9
Avalanche
8.1
Tsunami
5.4
Landslide
5.1
Volcanic Activity
5.1
Winter Weather
5.0
Coastal Flooding
4.9
Cold Wave
4.1
Hail
3.5
Earthquake
2.8
Drought
2.8
Hurricane
2.4
Extreme Heat
2.2
Tornado
1.9
Ice Storm
1.9
Lightning
1.6
Strong Wind
1.5
Riverine Flooding
1.0

How it compares

Boyes
4.0
Montana avg.
4.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Boyes, Montana

Located in the northern tier of the continental United States in Powder River County, Boyes is a small unincorporated community. The semi-arid climate that characterizes this part of Montana β€” marked by cold winters, dry summers, and extreme temperature swings β€” directly influences the types and severity of natural hazards present, making Boyes a community where hazard awareness has real practical value.

FEMA rates Boyes's composite natural disaster risk at 4.0 out of 10 β€” moderate risk. Wildfire is the primary natural hazard, driven by dry seasonal conditions, fire-prone vegetation, and the wind patterns that can spread flames rapidly across the landscape. Residents should also account for avalanche and tsunami risk in their preparedness planning.

Relative to other U.S. communities, Boyes's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 4.9/10 state average. The hazard distribution here is led by wildfire and avalanche, as measured by FEMA across Powder River County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Boyes residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for wildfire is recommended.

What this means for Boyes: Wildfire preparedness

  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.

Local Factors for Boyes

These city-level factors differentiate Boyes from other communities in Powder River County and provide geographic context for its hazard exposure.

Population

15

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 45.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 8.9/10

Coordinates

45.3373Β° N, 105.0497Β° W

Powder River County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Boyes

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Boyes

Other cities in Montana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.