🌍 ClimateRiskCheck

Natural Disaster Risk in Busby

Montana

6.3out of 10
High Risk

Risk Summary for Busby

Busby scores 6.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Wildfire Volcanic Activity

All 18 Hazard Scores

Strong Wind
9.6
Wildfire
9.5
Volcanic Activity
9.2
Winter Weather
9.0
Avalanche
8.8
Lightning
8.5
Cold Wave
8.0
Landslide
7.7
Hail
5.8
Tsunami
5.4
Coastal Flooding
4.9
Earthquake
4.7
Drought
4.6
Extreme Heat
4.4
Ice Storm
2.7
Hurricane
2.4
Tornado
2.3
Riverine Flooding
1.0

How it compares

Busby
6.3
Montana avg.
4.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Busby, Montana

Located in the northern tier of the continental United States in Big Horn County, Busby is a small community of about 1,044. The semi-arid climate that characterizes this part of Montana β€” marked by cold winters, dry summers, and extreme temperature swings β€” directly influences the types and severity of natural hazards present, making Busby a community where hazard awareness has real practical value.

FEMA rates Busby's composite natural disaster risk at 6.3 out of 10 β€” high risk. High-wind events from severe thunderstorms and derechos are the leading hazard, with damaging gusts capable of downing trees and causing widespread structural damage. Residents should also account for wildfire and volcano risk in their preparedness planning.

Relative to other U.S. communities, Busby's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 4.9/10 state average. The hazard distribution here is led by wind and wildfire, as measured by FEMA across Big Horn County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Busby residents benefit from taking preparedness seriously. Reviewing insurance coverage for wind and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Busby: Strong Wind preparedness

  • Secure or store outdoor furniture and loose objects that can become projectiles.
  • Confirm your policy covers wind damage and keep an inventory of property for claims.
  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.

Local Factors for Busby

These city-level factors differentiate Busby from other communities in Big Horn County and provide geographic context for its hazard exposure.

Population

1,044

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 45.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.5/10

Coordinates

45.4187Β° N, 106.9387Β° W

Big Horn County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Busby

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Busby

Other cities in Montana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.