🌍 ClimateRiskCheck

Natural Disaster Risk in Canyon Creek

Montana

5.8out of 10
Moderate Risk

Risk Summary for Canyon Creek

Canyon Creek scores 5.8/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Winter Weather.

Top Hazards

Winter Weather Avalanche Landslide

All 18 Hazard Scores

Winter Weather
9.8
Landslide
9.6
Avalanche
9.6
Cold Wave
9.5
Wildfire
9.4
Earthquake
8.8
Lightning
7.1
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Extreme Heat
4.4
Drought
3.2
Strong Wind
3.1
Ice Storm
3.0
Hurricane
2.4
Hail
2.1
Tornado
2.0
Riverine Flooding
1.0

How it compares

Canyon Creek
5.8
Montana avg.
4.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Canyon Creek, Montana

Canyon Creek, in Lewis and Clark County, is a small unincorporated community situated in the northern tier of the continental United States. Its semi-arid climate brings cold winters, dry summers, and extreme temperature swings, and in particular rapid chinook wind events and spring flooding. These conditions collectively define the natural hazard environment that Canyon Creek residents and property owners must navigate.

Canyon Creek's overall natural disaster risk is rated 5.8/10 (Moderate) by FEMA's National Risk Index. Severe winter storms top the local risk profile, bringing blizzard conditions, ice storms, and extreme cold that pose health risks and cause extensive property and infrastructure damage. Secondary hazards include avalanche and landslide.

Within Montana, Canyon Creek's risk is, slightly above the 4.9/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Lewis and Clark County identifies winter as the foremost hazard, followed by avalanche and landslide. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Canyon Creek's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that winter exposure is adequately protected is a worthwhile step for property owners.

What this means for Canyon Creek: Winter Weather preparedness

  • Clear roof snow loads when heavy to prevent structural strain and ice dams.
  • Insulate pipes and keep a backup heat source to prevent freezing during extended cold.
  • Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.

Local Factors for Canyon Creek

These city-level factors differentiate Canyon Creek from other communities in Lewis and Clark County and provide geographic context for its hazard exposure.

Population

272

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 46.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.4/10

Coordinates

46.8234Β° N, 112.3636Β° W

Lewis and Clark County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Canyon Creek

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Canyon Creek

Other cities in Montana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.