🌍 ClimateRiskCheck

Natural Disaster Risk in Dillon

Montana

5.7out of 10
Moderate Risk

Risk Summary for Dillon

Dillon scores 5.7/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Landslide Volcanic Activity

All 18 Hazard Scores

Avalanche
9.9
Landslide
9.4
Volcanic Activity
9.2
Winter Weather
8.8
Earthquake
8.7
Wildfire
8.6
Cold Wave
7.4
Lightning
6.8
Tsunami
5.4
Coastal Flooding
4.9
Drought
4.7
Ice Storm
2.5
Hurricane
2.4
Hail
2.3
Tornado
1.8
Strong Wind
1.8
Extreme Heat
1.8
Riverine Flooding
1.0

How it compares

Dillon
5.7
Montana avg.
4.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Dillon, Montana

Located in the northern tier of the continental United States in Beaverhead County, Dillon is a town of roughly 8,343 residents. The semi-arid climate that characterizes this part of Montana β€” marked by cold winters, dry summers, and extreme temperature swings β€” directly influences the types and severity of natural hazards present, making Dillon a community where hazard awareness has real practical value.

Dillon's overall natural disaster risk is rated 5.7/10 (Moderate) by FEMA's National Risk Index. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. Secondary hazards include landslide and volcano.

Relative to other U.S. communities, Dillon's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 4.9/10 state average. The hazard distribution here is led by avalanche and landslide, as measured by FEMA across Beaverhead County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Dillon residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for avalanche is recommended.

What this means for Dillon: Avalanche preparedness

  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.

Local Factors for Dillon

These city-level factors differentiate Dillon from other communities in Beaverhead County and provide geographic context for its hazard exposure.

Population

8,343

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 45.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 8.6/10

Coordinates

45.0627Β° N, 112.8571Β° W

Beaverhead County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Dillon

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Dillon

Other cities in Montana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.