Natural Disaster Risk in Fairview
Montana
Risk Summary for Fairview
Fairview scores 4.9/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Cold Wave.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Fairview, Montana
Located in the northern tier of the continental United States in Richland County, Fairview is a small community of about 1,951. The semi-arid climate that characterizes this part of Montana β marked by cold winters, dry summers, and extreme temperature swings β directly influences the types and severity of natural hazards present, making Fairview a community where hazard awareness has real practical value.
FEMA rates Fairview's composite natural disaster risk at 4.9 out of 10 β moderate risk. Arctic air outbreaks are the leading natural hazard, with temperature plunges to dangerous lows capable of causing hypothermia and widespread infrastructure failures. Residents should also account for winter and wildfire risk in their preparedness planning.
Relative to other U.S. communities, Fairview's natural disaster risk is near the U.S. national average of 4.5/10, near the 4.9/10 state average. The hazard distribution here is led by cold wave and winter, as measured by FEMA across Richland County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Fairview's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that cold wave exposure is adequately protected is a worthwhile step for property owners.
What this means for Fairview: Cold Wave preparedness
- Keep emergency heat and supplies ready in case of cold-related power outages.
- Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.
- Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.
Local Factors for Fairview
These city-level factors differentiate Fairview from other communities in Richland County and provide geographic context for its hazard exposure.
Population
1,951
Small TownGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Northern Continental
Latitude 47.9Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate β summer fire risk
Fire score: 6.1/10
Coordinates
47.9195Β° N, 104.1816Β° W
Richland County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Fairview
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Fairview
Other cities in Montana
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.