Natural Disaster Risk in Fallon
Montana
Risk Summary for Fallon
Fallon scores 3.6/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Cold Wave.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
🏠 What this means for insurance
Below-average risk — standard coverage likely adequate
Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Fallon, Montana
Located in the northern tier of the continental United States in Prairie County, Fallon is a small unincorporated community. The semi-arid climate that characterizes this part of Montana — marked by cold winters, dry summers, and extreme temperature swings — directly influences the types and severity of natural hazards present, making Fallon a community where hazard awareness has real practical value.
Fallon's overall natural disaster risk is rated 3.6/10 (Low) by FEMA's National Risk Index. Extreme cold snaps top the local risk profile, with Arctic front passages causing rapid and severe temperature drops that challenge both infrastructure and outdoor safety. Secondary hazards include wildfire and tsunami.
Relative to other U.S. communities, Fallon's natural disaster risk is below the U.S. national average of 4.5/10, slightly below the 4.9/10 state average. The hazard distribution here is led by cold wave and wildfire, as measured by FEMA across Prairie County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Despite its lower-than-average risk classification, Fallon is not immune to natural hazards. Basic preparedness — an emergency kit, awareness of seasonal risks, and property insurance that covers cold wave — remains prudent for all residents.
What this means for Fallon: Cold Wave preparedness
- Keep emergency heat and supplies ready in case of cold-related power outages.
- Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.
- Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.
Local Factors for Fallon
These city-level factors differentiate Fallon from other communities in Prairie County and provide geographic context for its hazard exposure.
Population
233
RuralGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Cool Continental
Latitude 46.8°
Flood Terrain
Minimal — county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate — summer fire risk
Fire score: 6.6/10
Coordinates
46.7718° N, 104.8518° W
Prairie County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Fallon
Last 12 months · Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Fallon
Other cities in Montana
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.