🌍 ClimateRiskCheck

Natural Disaster Risk in Forsyth

Montana

5.3out of 10
Moderate Risk

Risk Summary for Forsyth

Forsyth scores 5.3/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Winter Weather Avalanche

All 18 Hazard Scores

Wildfire
9.6
Winter Weather
8.7
Avalanche
8.1
Cold Wave
8.1
Landslide
7.1
Lightning
6.0
Tsunami
5.4
Hail
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Drought
4.2
Extreme Heat
4.1
Earthquake
3.8
Strong Wind
2.8
Ice Storm
2.5
Hurricane
2.4
Tornado
2.1
Riverine Flooding
1.0

How it compares

Forsyth
5.3
Montana avg.
4.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Forsyth, Montana

Forsyth is a town of roughly 2,610 residents in Rosebud County, in the northern tier of the continental United States. The area experiences cold winters, dry summers, and extreme temperature swings, with rapid chinook wind events and spring flooding shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Forsyth.

According to FEMA's National Risk Index, Forsyth carries an overall risk score of 5.3/10, placing it in the moderate category. Fire risk is the leading concern in the area, where seasonal drought and combustible vegetation combine to create a high-risk wildfire environment. The area also faces notable exposure to winter and avalanche.

Forsyth's risk score, near the 4.9/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Rosebud County, the highest-scoring are wildfire, winter, and avalanche. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Forsyth's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that wildfire exposure is adequately protected is a worthwhile step for property owners.

What this means for Forsyth: Wildfire preparedness

  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.
  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.

Local Factors for Forsyth

These city-level factors differentiate Forsyth from other communities in Rosebud County and provide geographic context for its hazard exposure.

Population

2,610

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 46.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.6/10

Coordinates

46.2389Β° N, 106.7082Β° W

Rosebud County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Forsyth

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Forsyth

Other cities in Montana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.