🌍 ClimateRiskCheck

Natural Disaster Risk in Glasgow

Montana

4.6out of 10
Moderate Risk

Risk Summary for Glasgow

Glasgow scores 4.6/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Cold Wave Winter Weather

All 18 Hazard Scores

Hail
9.0
Cold Wave
8.7
Winter Weather
6.6
Wildfire
5.6
Tsunami
5.4
Volcanic Activity
5.1
Landslide
4.9
Coastal Flooding
4.9
Drought
4.5
Avalanche
4.5
Extreme Heat
3.5
Earthquake
3.3
Strong Wind
2.8
Lightning
2.6
Tornado
2.5
Hurricane
2.4
Ice Storm
2.3
Riverine Flooding
1.0

How it compares

Glasgow
4.6
Montana avg.
4.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Glasgow, Montana

Glasgow is a town of roughly 4,606 residents in Valley County, in the northern tier of the continental United States. The area experiences cold winters, dry summers, and extreme temperature swings, with rapid chinook wind events and spring flooding shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Glasgow.

According to FEMA's National Risk Index, Glasgow carries an overall risk score of 4.6/10, placing it in the moderate category. Hail is the primary natural disaster concern, with severe storms delivering baseball-sized or larger hailstones that cause significant insured losses each year. The area also faces notable exposure to cold wave and winter.

Glasgow's risk score, near the 4.9/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Valley County, the highest-scoring are hail, cold wave, and winter. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Glasgow residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hail is recommended.

What this means for Glasgow: Hail preparedness

  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.

Local Factors for Glasgow

These city-level factors differentiate Glasgow from other communities in Valley County and provide geographic context for its hazard exposure.

Population

4,606

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Northern Continental

Latitude 48.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” summer fire risk

Fire score: 5.6/10

Coordinates

48.0999Β° N, 106.8020Β° W

Valley County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Glasgow

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Glasgow

Other cities in Montana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.