🌍 ClimateRiskCheck

Natural Disaster Risk in Grass Range

Montana

5.3out of 10
Moderate Risk

Risk Summary for Grass Range

Grass Range scores 5.3/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Winter Weather Avalanche

All 18 Hazard Scores

Winter Weather
9.3
Cold Wave
9.3
Avalanche
8.6
Wildfire
8.3
Landslide
7.5
Lightning
7.3
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Drought
4.0
Hail
3.6
Earthquake
3.5
Extreme Heat
3.1
Tornado
2.6
Ice Storm
2.6
Hurricane
2.4
Strong Wind
2.0
Riverine Flooding
1.0

How it compares

Grass Range
5.3
Montana avg.
4.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Grass Range, Montana

Grass Range is a small unincorporated community in Fergus County, in the northern tier of the continental United States. The area experiences cold winters, dry summers, and extreme temperature swings, with rapid chinook wind events and spring flooding shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Grass Range.

FEMA rates Grass Range's composite natural disaster risk at 5.3 out of 10 β€” moderate risk. Cold wave events are the primary hazard risk, driven by periodic invasions of Arctic air that drive wind chills to life-threatening levels and stress heating systems. Residents should also account for winter and avalanche risk in their preparedness planning.

Grass Range's risk score, near the 4.9/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Fergus County, the highest-scoring are cold wave, winter, and avalanche. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Grass Range residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for cold wave is recommended.

What this means for Grass Range: Cold Wave preparedness

  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.
  • Keep emergency heat and supplies ready in case of cold-related power outages.
  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.

Local Factors for Grass Range

These city-level factors differentiate Grass Range from other communities in Fergus County and provide geographic context for its hazard exposure.

Population

409

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Northern Continental

Latitude 47.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 8.3/10

Coordinates

47.0106Β° N, 108.7581Β° W

Fergus County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Grass Range

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Grass Range

Other cities in Montana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.