Natural Disaster Risk in Havre

Natural Hazard Profile: Havre, Montana

Located in the northern tier of the continental United States in Hill County, Havre is a city of approximately 12,243 residents. The semi-arid climate that characterizes this part of Montana — marked by cold winters, dry summers, and extreme temperature swings — directly influences the types and severity of natural hazards present, making Havre a community where hazard awareness has real practical value.

FEMA rates Havre's composite natural disaster risk at 5.0 out of 10 — moderate risk. Arctic air outbreaks are the leading natural hazard, with temperature plunges to dangerous lows capable of causing hypothermia and widespread infrastructure failures. Residents should also account for winter and avalanche risk in their preparedness planning.

Relative to other U.S. communities, Havre's natural disaster risk is near the U.S. national average of 4.5/10, near the 4.9/10 state average. The hazard distribution here is led by cold wave and winter, as measured by FEMA across Hill County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Havre residents are well-served by maintaining standard preparedness practices — an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for cold wave is recommended.