🌍 ClimateRiskCheck

Natural Disaster Risk in Hingham

Montana

5.0out of 10
Moderate Risk

Risk Summary for Hingham

Hingham scores 5.0/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Winter Weather Avalanche

All 18 Hazard Scores

Cold Wave
9.4
Winter Weather
9.1
Avalanche
8.2
Wildfire
6.7
Lightning
6.6
Tsunami
5.4
Drought
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Landslide
4.6
Extreme Heat
3.5
Hail
3.4
Earthquake
3.0
Ice Storm
2.7
Hurricane
2.4
Strong Wind
2.3
Tornado
2.0
Riverine Flooding
1.0

How it compares

Hingham
5.0
Montana avg.
4.9
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Hingham, Montana

Hingham is a small unincorporated community in Hill County, in the northern tier of the continental United States. The area experiences cold winters, dry summers, and extreme temperature swings, with rapid chinook wind events and spring flooding shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Hingham.

FEMA rates Hingham's composite natural disaster risk at 5.0 out of 10 β€” moderate risk. Cold wave events are the primary hazard risk, driven by periodic invasions of Arctic air that drive wind chills to life-threatening levels and stress heating systems. Residents should also account for winter and avalanche risk in their preparedness planning.

Hingham's risk score, near the 4.9/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Hill County, the highest-scoring are cold wave, winter, and avalanche. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Hingham residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for cold wave is recommended.

What this means for Hingham: Cold Wave preparedness

  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.
  • Keep emergency heat and supplies ready in case of cold-related power outages.
  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.

Local Factors for Hingham

These city-level factors differentiate Hingham from other communities in Hill County and provide geographic context for its hazard exposure.

Population

249

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Northern Continental

Latitude 48.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” summer fire risk

Fire score: 6.7/10

Coordinates

48.6233Β° N, 110.4263Β° W

Hill County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Hingham

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Hingham

Other cities in Montana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.