🌍 ClimateRiskCheck

Natural Disaster Risk in Hogeland

Montana

5.0out of 10
Moderate Risk

Risk Summary for Hogeland

Hogeland scores 5.0/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Winter Weather Avalanche

All 18 Hazard Scores

Cold Wave
9.1
Winter Weather
8.4
Lightning
8.3
Avalanche
8.3
Wildfire
7.4
Tsunami
5.4
Landslide
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Drought
4.4
Hail
3.7
Extreme Heat
3.1
Earthquake
2.4
Hurricane
2.4
Ice Storm
2.4
Strong Wind
2.1
Tornado
1.8
Riverine Flooding
1.0

How it compares

Hogeland
5.0
Montana avg.
4.9
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Hogeland, Montana

Hogeland, in Blaine County, is a small unincorporated community situated in the northern tier of the continental United States. Its semi-arid climate brings cold winters, dry summers, and extreme temperature swings, and in particular rapid chinook wind events and spring flooding. These conditions collectively define the natural hazard environment that Hogeland residents and property owners must navigate.

Hogeland's overall natural disaster risk is rated 5.0/10 (Moderate) by FEMA's National Risk Index. Cold wave events are the primary hazard risk, driven by periodic invasions of Arctic air that drive wind chills to life-threatening levels and stress heating systems. Secondary hazards include winter and avalanche.

Within Montana, Hogeland's risk is, near the 4.9/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Blaine County identifies cold wave as the foremost hazard, followed by winter and avalanche. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Hogeland residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for cold wave is recommended.

What this means for Hogeland: Cold Wave preparedness

  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.
  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.
  • Keep emergency heat and supplies ready in case of cold-related power outages.

Local Factors for Hogeland

These city-level factors differentiate Hogeland from other communities in Blaine County and provide geographic context for its hazard exposure.

Population

144

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Northern Continental

Latitude 48.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 7.4/10

Coordinates

48.7966Β° N, 108.6906Β° W

Blaine County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Hogeland

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Hogeland

Other cities in Montana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.