🌍 ClimateRiskCheck

Natural Disaster Risk in Hysham

Montana

3.1out of 10
Low Risk

Risk Summary for Hysham

Hysham scores 3.1/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Tsunami Volcanic Activity

All 18 Hazard Scores

Wildfire
6.8
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Drought
3.6
Cold Wave
2.8
Landslide
2.6
Hurricane
2.4
Winter Weather
2.3
Hail
1.9
Extreme Heat
1.9
Lightning
1.7
Ice Storm
1.7
Earthquake
1.5
Strong Wind
1.5
Tornado
1.4
Riverine Flooding
1.0

How it compares

Hysham
3.1
Montana avg.
4.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Hysham, Montana

Hysham is a small community of about 750 in Treasure County, in the northern tier of the continental United States. The area experiences cold winters, dry summers, and extreme temperature swings, with rapid chinook wind events and spring flooding shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Hysham.

FEMA rates Hysham's composite natural disaster risk at 3.1 out of 10 β€” low risk. The threat of wildfire dominates the local risk environment, with hot, dry summers and abundant fuel creating dangerous fire conditions each year. Residents should also account for tsunami and volcano risk in their preparedness planning.

Hysham's risk score, considerably below the 4.9/10 state average and below the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Treasure County, the highest-scoring are wildfire, tsunami, and volcano. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Despite its lower-than-average risk classification, Hysham is not immune to natural hazards. Basic preparedness β€” an emergency kit, awareness of seasonal risks, and property insurance that covers wildfire β€” remains prudent for all residents.

What this means for Hysham: Wildfire preparedness

  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.
  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.

Local Factors for Hysham

These city-level factors differentiate Hysham from other communities in Treasure County and provide geographic context for its hazard exposure.

Population

750

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 46.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” summer fire risk

Fire score: 6.8/10

Coordinates

46.1892Β° N, 107.2307Β° W

Treasure County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Hysham

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Hysham

Other cities in Montana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.