🌍 ClimateRiskCheck

Natural Disaster Risk in Joliet

Montana

5.8out of 10
Moderate Risk

Risk Summary for Joliet

Joliet scores 5.8/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Avalanche Volcanic Activity

All 18 Hazard Scores

Landslide
9.9
Wildfire
9.4
Volcanic Activity
9.4
Avalanche
9.4
Lightning
8.0
Winter Weather
7.2
Cold Wave
6.7
Earthquake
5.9
Tsunami
5.4
Hail
5.3
Coastal Flooding
4.9
Drought
4.5
Extreme Heat
3.1
Tornado
2.7
Ice Storm
2.5
Hurricane
2.4
Strong Wind
2.2
Riverine Flooding
1.0

How it compares

Joliet
5.8
Montana avg.
4.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Joliet, Montana

Joliet is a small community of about 2,258 in Carbon County, in the northern tier of the continental United States. The area experiences cold winters, dry summers, and extreme temperature swings, with rapid chinook wind events and spring flooding shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Joliet.

FEMA rates Joliet's composite natural disaster risk at 5.8 out of 10 β€” moderate risk. The area faces significant landslide risk, where mountainous topography and saturated soils during wet periods combine to create hazardous mass movement conditions. Residents should also account for avalanche and volcano risk in their preparedness planning.

Joliet's risk score, slightly above the 4.9/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Carbon County, the highest-scoring are landslide, avalanche, and volcano. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Joliet's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that landslide exposure is adequately protected is a worthwhile step for property owners.

What this means for Joliet: Landslide preparedness

  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.

Local Factors for Joliet

These city-level factors differentiate Joliet from other communities in Carbon County and provide geographic context for its hazard exposure.

Population

2,258

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 45.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.4/10

Coordinates

45.5024Β° N, 108.9663Β° W

Carbon County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Joliet

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Joliet

Other cities in Montana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.