🌍 ClimateRiskCheck

Natural Disaster Risk in Lakeside

Montana

6.3out of 10
High Risk

Risk Summary for Lakeside

Lakeside scores 6.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Landslide Cold Wave

All 18 Hazard Scores

Avalanche
10.0
Landslide
9.8
Wildfire
9.6
Earthquake
9.6
Cold Wave
9.6
Winter Weather
9.5
Ice Storm
7.5
Lightning
6.4
Extreme Heat
6.3
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Drought
3.4
Hail
3.2
Strong Wind
2.5
Hurricane
2.4
Tornado
1.6
Riverine Flooding
1.0

How it compares

Lakeside
6.3
Montana avg.
4.9
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Lakeside, Montana

Lakeside is a small community of about 2,337 in Flathead County, in the northern tier of the continental United States. The area experiences cold winters, dry summers, and extreme temperature swings, with rapid chinook wind events and spring flooding shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Lakeside.

FEMA rates Lakeside's composite natural disaster risk at 6.3 out of 10 β€” high risk. Snow avalanche exposure tops the local risk profile, with the area's mountain setting and annual snowfall loading producing regular avalanche cycles on steep slopes. Residents should also account for landslide and cold wave risk in their preparedness planning.

Lakeside's risk score, slightly above the 4.9/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Flathead County, the highest-scoring are avalanche, landslide, and cold wave. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Lakeside's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Lakeside: Avalanche preparedness

  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.

Local Factors for Lakeside

These city-level factors differentiate Lakeside from other communities in Flathead County and provide geographic context for its hazard exposure.

Population

2,337

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Northern Continental

Latitude 48.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.6/10

Coordinates

47.9996Β° N, 114.2223Β° W

Flathead County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Lakeside

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Lakeside

Other cities in Montana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.