🌍 ClimateRiskCheck

Natural Disaster Risk in Lavina

Montana

3.5out of 10
Low Risk

Risk Summary for Lavina

Lavina scores 3.5/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Wildfire Tsunami

All 18 Hazard Scores

Avalanche
8.3
Wildfire
6.3
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Lightning
4.6
Drought
3.2
Winter Weather
3.1
Cold Wave
3.0
Landslide
2.7
Hail
2.5
Hurricane
2.4
Earthquake
2.2
Ice Storm
1.8
Extreme Heat
1.7
Tornado
1.6
Strong Wind
1.4
Riverine Flooding
1.0

How it compares

Lavina
3.5
Montana avg.
4.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Lavina, Montana

Lavina is a small community of about 577 in Golden Valley County, in the northern tier of the continental United States. The area experiences cold winters, dry summers, and extreme temperature swings, with rapid chinook wind events and spring flooding shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Lavina.

FEMA rates Lavina's composite natural disaster risk at 3.5 out of 10 β€” low risk. Snow avalanche exposure tops the local risk profile, with the area's mountain setting and annual snowfall loading producing regular avalanche cycles on steep slopes. Residents should also account for wildfire and tsunami risk in their preparedness planning.

Lavina's risk score, slightly below the 4.9/10 state average and below the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Golden Valley County, the highest-scoring are avalanche, wildfire, and tsunami. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Lavina carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β€” avalanche β€” warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.

What this means for Lavina: Avalanche preparedness

  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.

Local Factors for Lavina

These city-level factors differentiate Lavina from other communities in Golden Valley County and provide geographic context for its hazard exposure.

Population

577

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 46.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” summer fire risk

Fire score: 6.3/10

Coordinates

46.3915Β° N, 108.9860Β° W

Golden Valley County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Lavina

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Lavina

Other cities in Montana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.