🌍 ClimateRiskCheck

Natural Disaster Risk in Lodge Grass

Montana

6.3out of 10
High Risk

Risk Summary for Lodge Grass

Lodge Grass scores 6.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Wildfire Volcanic Activity

All 18 Hazard Scores

Strong Wind
9.6
Wildfire
9.5
Volcanic Activity
9.2
Winter Weather
9.0
Avalanche
8.8
Lightning
8.5
Cold Wave
8.0
Landslide
7.7
Hail
5.8
Tsunami
5.4
Coastal Flooding
4.9
Earthquake
4.7
Drought
4.6
Extreme Heat
4.4
Ice Storm
2.7
Hurricane
2.4
Tornado
2.3
Riverine Flooding
1.0

How it compares

Lodge Grass
6.3
Montana avg.
4.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Lodge Grass, Montana

Lodge Grass, in Big Horn County, is a small community of about 1,338 situated in the northern tier of the continental United States. Its semi-arid climate brings cold winters, dry summers, and extreme temperature swings, and in particular rapid chinook wind events and spring flooding. These conditions collectively define the natural hazard environment that Lodge Grass residents and property owners must navigate.

According to FEMA's National Risk Index, Lodge Grass carries an overall risk score of 6.3/10, placing it in the high category. High-wind events from severe thunderstorms and derechos are the leading hazard, with damaging gusts capable of downing trees and causing widespread structural damage. The area also faces notable exposure to wildfire and volcano.

Within Montana, Lodge Grass's risk is, slightly above the 4.9/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Big Horn County identifies wind as the foremost hazard, followed by wildfire and volcano. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Lodge Grass's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Lodge Grass: Strong Wind preparedness

  • Confirm your policy covers wind damage and keep an inventory of property for claims.
  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.
  • Secure or store outdoor furniture and loose objects that can become projectiles.

Local Factors for Lodge Grass

These city-level factors differentiate Lodge Grass from other communities in Big Horn County and provide geographic context for its hazard exposure.

Population

1,338

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 45.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.5/10

Coordinates

45.2501Β° N, 107.4785Β° W

Big Horn County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Lodge Grass

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Lodge Grass

Other cities in Montana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.