🌍 ClimateRiskCheck

Natural Disaster Risk in Martinsdale

Montana

4.2out of 10
Moderate Risk

Risk Summary for Martinsdale

Martinsdale scores 4.2/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Avalanche Wildfire

All 18 Hazard Scores

Landslide
9.3
Avalanche
8.5
Wildfire
7.2
Tsunami
5.4
Winter Weather
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Cold Wave
4.5
Earthquake
3.9
Drought
3.1
Lightning
3.0
Hurricane
2.4
Hail
2.4
Ice Storm
1.9
Tornado
1.7
Extreme Heat
1.7
Strong Wind
1.6
Riverine Flooding
1.0

How it compares

Martinsdale
4.2
Montana avg.
4.9
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Martinsdale, Montana

Martinsdale is a small unincorporated community in Meagher County, in the northern tier of the continental United States. The area experiences cold winters, dry summers, and extreme temperature swings, with rapid chinook wind events and spring flooding shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Martinsdale.

FEMA rates Martinsdale's composite natural disaster risk at 4.2 out of 10 β€” moderate risk. The area faces significant landslide risk, where mountainous topography and saturated soils during wet periods combine to create hazardous mass movement conditions. Residents should also account for avalanche and wildfire risk in their preparedness planning.

Martinsdale's risk score, slightly below the 4.9/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Meagher County, the highest-scoring are landslide, avalanche, and wildfire. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Martinsdale residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for landslide is recommended.

What this means for Martinsdale: Landslide preparedness

  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.

Local Factors for Martinsdale

These city-level factors differentiate Martinsdale from other communities in Meagher County and provide geographic context for its hazard exposure.

Population

412

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 46.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 7.2/10

Coordinates

46.4571Β° N, 110.4349Β° W

Meagher County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Martinsdale

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Martinsdale

Other cities in Montana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.