🌍 ClimateRiskCheck

Natural Disaster Risk in Park City

Montana

4.8out of 10
Moderate Risk

Risk Summary for Park City

Park City scores 4.8/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Volcanic Activity Wildfire

All 18 Hazard Scores

Avalanche
9.3
Volcanic Activity
9.2
Wildfire
8.9
Landslide
6.2
Winter Weather
5.8
Tsunami
5.4
Cold Wave
5.0
Coastal Flooding
4.9
Lightning
4.7
Earthquake
4.2
Hail
3.8
Drought
3.5
Extreme Heat
2.6
Hurricane
2.4
Ice Storm
2.1
Tornado
1.8
Strong Wind
1.8
Riverine Flooding
1.0

How it compares

Park City
4.8
Montana avg.
4.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Park City, Montana

Located in the northern tier of the continental United States in Stillwater County, Park City is a small community of about 2,070. The semi-arid climate that characterizes this part of Montana β€” marked by cold winters, dry summers, and extreme temperature swings β€” directly influences the types and severity of natural hazards present, making Park City a community where hazard awareness has real practical value.

FEMA rates Park City's composite natural disaster risk at 4.8 out of 10 β€” moderate risk. Avalanche risk is the dominant natural hazard, with steep mountain terrain and heavy seasonal snowpack creating conditions for dangerous snow slides in and around the area. Residents should also account for volcano and wildfire risk in their preparedness planning.

Relative to other U.S. communities, Park City's natural disaster risk is near the U.S. national average of 4.5/10, near the 4.9/10 state average. The hazard distribution here is led by avalanche and volcano, as measured by FEMA across Stillwater County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Park City residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for avalanche is recommended.

What this means for Park City: Avalanche preparedness

  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.

Local Factors for Park City

These city-level factors differentiate Park City from other communities in Stillwater County and provide geographic context for its hazard exposure.

Population

2,070

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 45.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 8.9/10

Coordinates

45.6508Β° N, 108.9703Β° W

Stillwater County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Park City

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Park City

Other cities in Montana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.