🌍 ClimateRiskCheck

Natural Disaster Risk in Roberts

Montana

5.8out of 10
Moderate Risk

Risk Summary for Roberts

Roberts scores 5.8/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Avalanche Volcanic Activity

All 18 Hazard Scores

Landslide
9.9
Wildfire
9.4
Volcanic Activity
9.4
Avalanche
9.4
Lightning
8.0
Winter Weather
7.2
Cold Wave
6.7
Earthquake
5.9
Tsunami
5.4
Hail
5.3
Coastal Flooding
4.9
Drought
4.5
Extreme Heat
3.1
Tornado
2.7
Ice Storm
2.5
Hurricane
2.4
Strong Wind
2.2
Riverine Flooding
1.0

How it compares

Roberts
5.8
Montana avg.
4.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Roberts, Montana

Roberts, in Carbon County, is a small community of about 1,403 situated in the northern tier of the continental United States. Its semi-arid climate brings cold winters, dry summers, and extreme temperature swings, and in particular rapid chinook wind events and spring flooding. These conditions collectively define the natural hazard environment that Roberts residents and property owners must navigate.

According to FEMA's National Risk Index, Roberts carries an overall risk score of 5.8/10, placing it in the moderate category. Landslide and debris flow risk tops the local hazard profile, with steep terrain and periodic heavy rainfall creating conditions for rapid slope failure in vulnerable areas. The area also faces notable exposure to avalanche and volcano.

Within Montana, Roberts's risk is, slightly above the 4.9/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Carbon County identifies landslide as the foremost hazard, followed by avalanche and volcano. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Roberts's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that landslide exposure is adequately protected is a worthwhile step for property owners.

What this means for Roberts: Landslide preparedness

  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.

Local Factors for Roberts

These city-level factors differentiate Roberts from other communities in Carbon County and provide geographic context for its hazard exposure.

Population

1,403

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 45.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.4/10

Coordinates

45.3629Β° N, 109.1796Β° W

Carbon County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Roberts

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Roberts

Other cities in Montana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.