🌍 ClimateRiskCheck

Natural Disaster Risk in Roundup

Montana

4.7out of 10
Moderate Risk

Risk Summary for Roundup

Roundup scores 4.7/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Lightning Cold Wave

All 18 Hazard Scores

Wildfire
9.3
Lightning
7.7
Cold Wave
7.0
Winter Weather
6.8
Landslide
6.8
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Hail
4.4
Drought
3.4
Earthquake
3.1
Extreme Heat
2.9
Hurricane
2.4
Strong Wind
2.1
Ice Storm
2.1
Tornado
2.0
Riverine Flooding
1.0

How it compares

Roundup
4.7
Montana avg.
4.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Roundup, Montana

Roundup, in Musselshell County, is a town of roughly 4,690 residents situated in the northern tier of the continental United States. Its semi-arid climate brings cold winters, dry summers, and extreme temperature swings, and in particular rapid chinook wind events and spring flooding. These conditions collectively define the natural hazard environment that Roundup residents and property owners must navigate.

According to FEMA's National Risk Index, Roundup carries an overall risk score of 4.7/10, placing it in the moderate category. Wildfire is the primary natural hazard, driven by dry seasonal conditions, fire-prone vegetation, and the wind patterns that can spread flames rapidly across the landscape. The area also faces notable exposure to lightning and cold wave.

Within Montana, Roundup's risk is, near the 4.9/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Musselshell County identifies wildfire as the foremost hazard, followed by lightning and cold wave. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Roundup's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that wildfire exposure is adequately protected is a worthwhile step for property owners.

What this means for Roundup: Wildfire preparedness

  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.
  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.

Local Factors for Roundup

These city-level factors differentiate Roundup from other communities in Musselshell County and provide geographic context for its hazard exposure.

Population

4,690

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 46.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.3/10

Coordinates

46.5184Β° N, 108.5497Β° W

Musselshell County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Roundup

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Roundup

Other cities in Montana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.