🌍 ClimateRiskCheck

Natural Disaster Risk in Sand Springs

Montana

4.0out of 10
Moderate Risk

Risk Summary for Sand Springs

Sand Springs scores 4.0/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Wildfire Tsunami

All 18 Hazard Scores

Wildfire
8.1
Avalanche
8.1
Tsunami
5.4
Volcanic Activity
5.1
Cold Wave
5.1
Coastal Flooding
4.9
Landslide
4.6
Lightning
4.4
Hail
3.3
Drought
3.1
Winter Weather
3.0
Strong Wind
2.6
Hurricane
2.4
Extreme Heat
2.2
Earthquake
1.8
Ice Storm
1.8
Tornado
1.6
Riverine Flooding
1.0

How it compares

Sand Springs
4.0
Montana avg.
4.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Sand Springs, Montana

Sand Springs is a small unincorporated community in Garfield County, in the northern tier of the continental United States. The area experiences cold winters, dry summers, and extreme temperature swings, with rapid chinook wind events and spring flooding shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Sand Springs.

According to FEMA's National Risk Index, Sand Springs carries an overall risk score of 4.0/10, placing it in the moderate category. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. The area also faces notable exposure to wildfire and tsunami.

Sand Springs's risk score, slightly below the 4.9/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Garfield County, the highest-scoring are avalanche, wildfire, and tsunami. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Sand Springs's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that avalanche exposure is adequately protected is a worthwhile step for property owners.

What this means for Sand Springs: Avalanche preparedness

  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.

Local Factors for Sand Springs

These city-level factors differentiate Sand Springs from other communities in Garfield County and provide geographic context for its hazard exposure.

Population

71

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Northern Continental

Latitude 47.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 8.1/10

Coordinates

47.2222Β° N, 107.5900Β° W

Garfield County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Sand Springs

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Sand Springs

Other cities in Montana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.