🌍 ClimateRiskCheck

Natural Disaster Risk in Springdale

Montana

5.8out of 10
Moderate Risk

Risk Summary for Springdale

Springdale scores 5.8/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Landslide Wildfire

All 18 Hazard Scores

Avalanche
10.0
Landslide
9.7
Wildfire
9.4
Volcanic Activity
9.3
Winter Weather
8.5
Earthquake
7.9
Cold Wave
7.4
Lightning
6.5
Tsunami
5.4
Hail
5.1
Coastal Flooding
4.9
Drought
3.3
Extreme Heat
2.9
Ice Storm
2.6
Hurricane
2.4
Strong Wind
2.1
Tornado
2.0
Riverine Flooding
1.0

How it compares

Springdale
5.8
Montana avg.
4.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Springdale, Montana

Springdale is a small unincorporated community in Park County, in the northern tier of the continental United States. The area experiences cold winters, dry summers, and extreme temperature swings, with rapid chinook wind events and spring flooding shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Springdale.

According to FEMA's National Risk Index, Springdale carries an overall risk score of 5.8/10, placing it in the moderate category. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. The area also faces notable exposure to landslide and wildfire.

Springdale's risk score, slightly above the 4.9/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Park County, the highest-scoring are avalanche, landslide, and wildfire. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Springdale's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that avalanche exposure is adequately protected is a worthwhile step for property owners.

What this means for Springdale: Avalanche preparedness

  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.

Local Factors for Springdale

These city-level factors differentiate Springdale from other communities in Park County and provide geographic context for its hazard exposure.

Population

2

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 45.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.4/10

Coordinates

45.8404Β° N, 110.2923Β° W

Park County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Springdale

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Springdale

Other cities in Montana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.