🌍 ClimateRiskCheck

Natural Disaster Risk in Stevensville

Montana

6.1out of 10
High Risk

Risk Summary for Stevensville

Stevensville scores 6.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Avalanche Landslide

All 18 Hazard Scores

Wildfire
9.9
Avalanche
9.8
Landslide
9.4
Winter Weather
8.9
Cold Wave
8.9
Ice Storm
8.1
Earthquake
7.3
Lightning
7.0
Extreme Heat
5.4
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Hail
3.8
Drought
3.0
Hurricane
2.4
Strong Wind
2.4
Tornado
2.0
Riverine Flooding
1.0

How it compares

Stevensville
6.1
Montana avg.
4.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Stevensville, Montana

Located in the northern tier of the continental United States in Ravalli County, Stevensville is a city of approximately 12,506 residents. The semi-arid climate that characterizes this part of Montana β€” marked by cold winters, dry summers, and extreme temperature swings β€” directly influences the types and severity of natural hazards present, making Stevensville a community where hazard awareness has real practical value.

Stevensville's overall natural disaster risk is rated 6.1/10 (High) by FEMA's National Risk Index. Fire risk is the leading concern in the area, where seasonal drought and combustible vegetation combine to create a high-risk wildfire environment. Secondary hazards include avalanche and landslide.

Relative to other U.S. communities, Stevensville's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 4.9/10 state average. The hazard distribution here is led by wildfire and avalanche, as measured by FEMA across Ravalli County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Stevensville's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Stevensville: Wildfire preparedness

  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.

Local Factors for Stevensville

These city-level factors differentiate Stevensville from other communities in Ravalli County and provide geographic context for its hazard exposure.

Population

12,506

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 46.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 9.9/10

Coordinates

46.5160Β° N, 114.0618Β° W

Ravalli County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Stevensville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Stevensville

Other cities in Montana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.