🌍 ClimateRiskCheck

Natural Disaster Risk in Sweet Grass

Montana

4.0out of 10
Moderate Risk

Risk Summary for Sweet Grass

Sweet Grass scores 4.0/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Cold Wave Tsunami

All 18 Hazard Scores

Avalanche
8.2
Cold Wave
7.9
Wildfire
5.4
Tsunami
5.4
Volcanic Activity
5.1
Winter Weather
4.9
Coastal Flooding
4.9
Drought
4.7
Earthquake
3.9
Landslide
3.4
Hurricane
2.4
Strong Wind
2.4
Extreme Heat
2.3
Ice Storm
2.2
Lightning
2.1
Tornado
1.6
Hail
1.6
Riverine Flooding
1.0

How it compares

Sweet Grass
4.0
Montana avg.
4.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Sweet Grass, Montana

Located in the northern tier of the continental United States in Toole County, Sweet Grass is a small unincorporated community. The semi-arid climate that characterizes this part of Montana β€” marked by cold winters, dry summers, and extreme temperature swings β€” directly influences the types and severity of natural hazards present, making Sweet Grass a community where hazard awareness has real practical value.

FEMA rates Sweet Grass's composite natural disaster risk at 4.0 out of 10 β€” moderate risk. Avalanche risk is the dominant natural hazard, with steep mountain terrain and heavy seasonal snowpack creating conditions for dangerous snow slides in and around the area. Residents should also account for cold wave and tsunami risk in their preparedness planning.

Relative to other U.S. communities, Sweet Grass's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 4.9/10 state average. The hazard distribution here is led by avalanche and cold wave, as measured by FEMA across Toole County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Sweet Grass's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that avalanche exposure is adequately protected is a worthwhile step for property owners.

What this means for Sweet Grass: Avalanche preparedness

  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.

Local Factors for Sweet Grass

These city-level factors differentiate Sweet Grass from other communities in Toole County and provide geographic context for its hazard exposure.

Population

91

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Northern Continental

Latitude 49.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” summer fire risk

Fire score: 5.4/10

Coordinates

48.9507Β° N, 111.7679Β° W

Toole County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Sweet Grass

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Sweet Grass

Other cities in Montana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.