Natural Disaster Risk in Sweet Grass
Montana
Risk Summary for Sweet Grass
Sweet Grass scores 4.0/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Avalanche.
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All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Sweet Grass, Montana
Located in the northern tier of the continental United States in Toole County, Sweet Grass is a small unincorporated community. The semi-arid climate that characterizes this part of Montana β marked by cold winters, dry summers, and extreme temperature swings β directly influences the types and severity of natural hazards present, making Sweet Grass a community where hazard awareness has real practical value.
FEMA rates Sweet Grass's composite natural disaster risk at 4.0 out of 10 β moderate risk. Avalanche risk is the dominant natural hazard, with steep mountain terrain and heavy seasonal snowpack creating conditions for dangerous snow slides in and around the area. Residents should also account for cold wave and tsunami risk in their preparedness planning.
Relative to other U.S. communities, Sweet Grass's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 4.9/10 state average. The hazard distribution here is led by avalanche and cold wave, as measured by FEMA across Toole County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Sweet Grass's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that avalanche exposure is adequately protected is a worthwhile step for property owners.
What this means for Sweet Grass: Avalanche preparedness
- Be aware of slope angles and recent snow loading, which drive avalanche risk.
- Properties in runout zones may require specialized hazard assessment and insurance.
- Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
Local Factors for Sweet Grass
These city-level factors differentiate Sweet Grass from other communities in Toole County and provide geographic context for its hazard exposure.
Population
91
RuralGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Northern Continental
Latitude 49.0Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate β summer fire risk
Fire score: 5.4/10
Coordinates
48.9507Β° N, 111.7679Β° W
Toole County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Sweet Grass
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Sweet Grass
Other cities in Montana
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.