🌍 ClimateRiskCheck

Natural Disaster Risk in White Sulphur Springs

Montana

4.2out of 10
Moderate Risk

Risk Summary for White Sulphur Springs

White Sulphur Springs scores 4.2/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Avalanche Wildfire

All 18 Hazard Scores

Landslide
9.3
Avalanche
8.5
Wildfire
7.2
Tsunami
5.4
Winter Weather
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Cold Wave
4.5
Earthquake
3.9
Drought
3.1
Lightning
3.0
Hurricane
2.4
Hail
2.4
Ice Storm
1.9
Tornado
1.7
Extreme Heat
1.7
Strong Wind
1.6
Riverine Flooding
1.0

How it compares

White Sulphur Springs
4.2
Montana avg.
4.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: White Sulphur Springs, Montana

White Sulphur Springs, in Meagher County, is a small community of about 1,611 situated in the northern tier of the continental United States. Its semi-arid climate brings cold winters, dry summers, and extreme temperature swings, and in particular rapid chinook wind events and spring flooding. These conditions collectively define the natural hazard environment that White Sulphur Springs residents and property owners must navigate.

According to FEMA's National Risk Index, White Sulphur Springs carries an overall risk score of 4.2/10, placing it in the moderate category. Landslide and debris flow risk tops the local hazard profile, with steep terrain and periodic heavy rainfall creating conditions for rapid slope failure in vulnerable areas. The area also faces notable exposure to avalanche and wildfire.

Within Montana, White Sulphur Springs's risk is, slightly below the 4.9/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Meagher County identifies landslide as the foremost hazard, followed by avalanche and wildfire. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, White Sulphur Springs residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for landslide is recommended.

What this means for White Sulphur Springs: Landslide preparedness

  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.

Local Factors for White Sulphur Springs

These city-level factors differentiate White Sulphur Springs from other communities in Meagher County and provide geographic context for its hazard exposure.

Population

1,611

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 46.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 7.2/10

Coordinates

46.6948Β° N, 111.0473Β° W

Meagher County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for White Sulphur Springs

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in White Sulphur Springs

Other cities in Montana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.